Your all-in-one iOS app for tracking income/expenses, budgets, invoices, mileage, taxes, and more—with seamless business/personal separation.
Real-time summaries of income, expenses, budgets, invoices, mileage, and tax estimates with business/personal filtering.
Add/edit/list transactions with auto-categorization, receipt matching, and recurring automation for business/personal finances.
OCR scanning, intelligent splitting, matching to transactions, and tax deduction suggestions—all stored securely on-device.
Create/track budgets by type (envelope, zero-based) with rollovers, warnings, and integration with recurring transactions.
Generate invoices, manage clients, send reminders, track payments, and generate aging reports with stats.
Auto/manual tracking with IRS deductions, tax estimates using 2025 brackets, and year-end summaries.
FLO is built using Apple's latest frameworks for secure, efficient financial management on iOS.
Leveraging Apple's ecosystem for privacy-focused, high-performance apps.
Face ID/Touch ID and passcode locking for app access.
All data stored on-device with SwiftData—no cloud syncing without consent.
Granular permissions for camera, location, and photos.
Designed for GDPR/CCPA with on-device processing for sensitive financial data.
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